Investment vs Speculation

Speculation is a risky roll of the dice!

 

Speculation is a risky roll of the dice!

It is usually motivated by the desire to make quick profits and involves a much higher level of risk. It may turn out favourably, or it may not!  Often it can mean losing your entire capital instead of just weathering some variations in gains around the trend line.

Compare the two approaches:

 

Speculation is not advisable. Property is not a ‘get rich quick’ scheme.

Time in the market is critical to allow for the inevitable variations around the long term trend of growth.

This is why you must invest sustainably, that is, not to ‘bite off more than you can chew’.

A qualified and honest adviser will encourage you to stay within your limits and also to begin as early as possible to allow the benefit of time to do its work for you.